When this happens, always receive emails from investors who are nervous because they see the bag drop, the exchange rate and raise interest rates to behave without a defined trend.

To them I dedicate these tips will surely be useful.

1 .- Do not panic. We must remember that making decisions based on fear or the fear of seeing our capital declined, it has never yielded positive results in the long term.

It is true that much lower when the market in a few days, it is difficult to keep a cool head.

But we must not rush, we must keep our perspective on long-term strategy and revise it based on our goals and our investment horizon.

The worst mistake one can commit is to sell its shares priced gift, especially when it comes to sound investments.

We must always have a good reason to sell, and sometimes it is important to do so, but only if it makes sense.

2 .- We always follow strategy. When the market is rising, many investors tend to abandon their long-term strategies. Simply invest all the money they can in order to profit. However, this form of investing can result in many headaches.

It is better to determine how much money we need within a three or five years, and invest conservatively in debt instruments, with a mix of periods that are consistent with the time we remain invested.

The rest, as for the education of our children or our retirement, you can invest in the stock market in a greater proportion than 100% because we have enough time to overcome the storms that inevitably brings.

Moreover, if we keep extra cash available, we can use to take advantage of buying opportunities that present themselves when our favorite stocks
are cheap.

3 .- Once we determined what percentage of our money should be in cash, debt instruments, hedging instruments or shares, periodically adjust our mix to achieve our goal.

This can be done by selling those instruments that have been raised to buy those that have fallen.

The intuition of many people going in the opposite direction: an interest in the shares when they have risen too much and try to get rid of them when they have fallen greatly.

A better strategy is undoubtedly regularly adjust our portfolio to keep
unchanged rates of our investment in instruments.

4 .- Add fuel to the fire. Age and save the record is perhaps more important than the rate of return it generates.

Start investing as soon as possible, let’s do it on a regular basis, let us be patient and time will reward you.

When the market drops, we can rejoice, because the same amount of money can buy more shares or securities in our investment fund. In the case of solid companies with growth potential in the future, this means huge opportunities.

5 .- Do not expect miracles. Our investment decisions will not be right all the time and may be that some of the tools we buy to stay below our expectations.

This does not mean that we are a poor investor, only that we are not perfect. Everyone, including professionals, are wrong.

Therefore, concentrate better align our portfolio, making those titles that do not have good expectations that we have had good results over the years.

6 .- Do not multiply, diversify. Recently, many people tend to invest in various activities in the same sector.

For example, in United States, people tend to concentrate their investments in high technology, a boom that seems to be emerging.

This is not diversify, you multiply: eggs are not in the same basket, but on the same shelf. If he falters or falls, so will their eggs.

7 .- Buy and hold, not sell

Never should we change our actions or of investment each year to buy those who gave the best yields in the previous year.

Could be just a flash in which it is not worth throwing them away a good long-term strategy.

Better choose those funds and shares in the long term, year after year, have given consistent performance in accordance with its strategy, both in bull market in bassists.

One should not always have the best title of the time in your portfolio. Just avoid buying bad actions and we will be fine.