Business Solution

Study Commission
Usually fees as a percentage of the amount requested. If the entity does not grant the loan applied for, may not perceive this committee, although the entity may affect third-party expenses incurred by the customer’s account.

Opening Commission
This fee is usually stated as a percentage of the amount of the loan or credit if the credit limit and is paid once a formalization of the credits Operation. very short term (less than one year) and small amounts, some banks do not charge interest, so these bank charges are the cornerstone of their cost.

Credit availability Commission
Recurring Commission is a percentage of average balance is not available during the period of payment of the same, usually every quarter.

Commission for modification of conditions
The entities are often paid a commission when a customer’s request, to amend any of the loan.

Commission of early termination
In the case of a credit for private expenses, the early cancellation fee may not exceed 3% of the advance of credit in case of fixed rate operation. The previous percentage drops to 1.5% for variable interest (Article 10 of Law 7 / 1995 of March 23, Consumer Credit).

Commission for reimbursement of effects
Whenever a company or an individual makes a deposit into a bank or a savings through a check or other order to pay must pay a commission to the financial institution for collection management. If, moreover, that check has no funds or is not satisfied by the debtor will have to pay a second commission for return of effects, to retrieve the check or bill.

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